Medicare Open Enrollment is right around the corner—and this year, it’s especially important to pay attention to your Medicare Advantage plan. If you currently have a Medicare Advantage plan, you may assume that your coverage will automatically continue into 2027. In many cases, it will. However, some Medicare Advantage plans may leave the Medicare program or no longer be offered in your area, which means you could need to choose new coverage for the upcoming year. That’s why it’s important to review your Medicare coverage every year. What Is Medicare Open Enrollment? The Medicare Open Enrollment Period, also called the Annual Enrollment Period (AEP), runs from October 15 through December 7 each year. During this time, you can make changes to your Medicare health and prescription drug coverage for the following year. Changes made during this period generally take effect January 1. This is your opportunity to: Switch from one Medicare Advantage plan to another Switch from Medicare Advantage back to Original Medicare Join or change a Medicare drug plan Review whether your current plan still meets your needs What If Your Medicare Advantage Plan Is Discontinued? If your Medicare Advantage plan is leaving the Medicare program for the upcoming year, you will receive a Plan Non-Renewal Notice from your plan, generally in October. Medicare says that if you receive this notice, you need to look for a new plan for coverage the following year. You may also receive an Annual Notice of Change (ANOC) in September. This document outlines changes to your plan's premiums, benefits, coverage, and costs for the upcoming year. Don't toss these letters aside! They contain important information about your coverage. Don't Wait Until the Last Minute If your plan is changing or no longer available, you may have several options. The right choice depends on your doctors, prescriptions, medications, preferred hospitals, budget, and the benefits that are important to you. This is where having someone help you compare your options can make the process much easier. At Senior Insurance Advisors, we can help you review your current Medicare coverage and compare the options available for 2027. We'll look at things such as: Your doctors and healthcare providers Prescription medications and pharmacies Monthly premiums and out-of-pocket costs Maximum out-of-pocket limits Hospital and healthcare networks Dental, vision, hearing, and other supplemental benefits Whether a Medicare Advantage plan or Medicare Supplement may make sense for you What Should You Do Now? 1. Watch your mailbox. Look for your Annual Notice of Change and any letters notifying you that your plan is changing or ending. 2. Don't automatically assume your current plan is still the best option. Even if your plan is continuing, premiums, copays, benefits, networks, and drug coverage can change from one year to the next. 3. Schedule your Medicare review early. Medicare plans for 2027 can be reviewed beginning October 1, ahead of the October 15 start of Open Enrollment. Medicare recommends reviewing your coverage each year to make sure it continues to meet your needs. 4. Don't panic if your plan is going away. You have options, and we're here to help you understand them. Let Senior Insurance Advisors Help Medicare can be confusing—especially when your plan, doctors, prescriptions, and costs are changing at the same time. If you've received a letter saying your Medicare Advantage plan is ending or changing for 2027, don't wait to figure it out on your own.  Contact Senior Insurance Advisors to schedule your Medicare review. We'll walk through your options, answer your questions, and help you find coverage that fits your needs for 2027. Your Medicare coverage is too important to leave to chance. Let's make sure you're prepared for 2027. Senior Insurance Advisors is an independent insurance agency. We represent multiple insurance companies and can help you compare Medicare coverage options available in your area. Plan availability, benefits, premiums, and eligibility vary by county and individual circumstances.